Roofing for Life Events and Situations

What If My Insurer Sends a Roof-Age or Non-Renewal Notice?

Read exactly what the insurer is asking for. Under Florida Statutes §627.7011, insurers can't refuse to issue or renew a policy solely because a roof is less than 15 years old; for roofs 15 years or older, a roof inspection showing remaining life of at least 5 years matters. An inspection may show the roof only needs repairs, or that replacement is the better answer.

More detail is in roof age and homeowners insurance in Florida.

What Should I Do After a Hurricane or Storm?

Stop water getting in, stay off the roof and document the damage before calling your insurer. The full steps are on our storm damage roofing page, and emergency roofing covers active leaks.

Should I Get the Roof Checked After Moving Into a Home?

Yes, especially if the purchase inspection was brief or the house sat empty. A baseline inspection tells you the roof's age, condition and likely remaining life, so you can budget and plan for a replacement instead of being surprised by one.

What About an Addition, Remodel or New Construction?

Additions, enclosed lanais and rebuilt sections need roofing that ties into the existing roof without leaks. When the existing roof is near the end of its life, it often makes sense to replace it at the same time so everything matches and is under one warranty. See roof installation and flat roof replacement.

Should I Replace My Roof Before Installing Solar Panels?

If the roof has only a few years left, usually yes. Panels have to be removed and reinstalled if the roof is replaced later, which adds cost. Having the roof inspected before signing a solar contract tells you whether to replace it first.